If you signed up in 2009 or sooner your payment will go to 99.90 If you signed up in 2010 or 2011 you paid either 110.50 or 115.40 it will drop to 99.90 so you get an additional 16.00 plus your 3.6%

Thanks Bob,
I forgot all about that. I should have remembered that because I signed up in January 2011 and am paying $115.40.
Chuck