I am happy that I am receiving ss checks at age of 63 now. I called the office today and the representative informed me that my service time was calculated at the time that I applied and figured in to my monthly entitlement. Didn't hurt to verify it.
My wife is even going to get money off of mine even though she has not earned enough time (less than 10yrs) working. She gets 35% of my ss check and it is not supposed to have any effect on my money. That will be equal to a car payment (among other things) each month!!