I realize that David...and I was going to add that point in...but my post was getting a little "long-in-the-tooth" and I didn't want to ramble on longer than I did already.

Just a great post Cassa. I didn't read your post at work, I saved it to read it leasurely at home. And I am glad I did. Great observations and I agree with every one of them...very insightful stuff.

thank you paul