"I don't know how that could have happened sir. It really wasn't my decision...I mean whadda I know about it? My wife told me I should get help.
My cousin's friend Rico down at the barber shop told me how to handle it. Oh, he's good...been helpin' people for years...took a correspondence course back in 1978 for it. You know the guy...Rico ! Where's his number...wait a minute...I had it here somewhere."